Financial Education · George Town, Penang
A calmer look
at your own finances.
Panthalas offers one-to-one financial education programmes for adults who want to understand their money with more care — at a pace that suits them.
Our Programmes
Three ways to work with Panthalas
Each programme is designed around a specific aspect of personal financial understanding. Sessions are delivered one-to-one, either at our Penang studio or over video.
Small Saving Pool Programme
A two-session programme for adults who want to set aside funds for recurring annual costs — road tax, insurance renewals, medical check-ups, modest gifts, or a holiday contribution. We size each pool using your own records, then review after a month of practice.
- Two one-to-one sessions
- Sized to your actual records
- One-month follow-up included
- Studio or video delivery
RM 450
Enquire
Reading Monthly Statements Programme
A four-session programme for adults who receive multiple monthly statements and want to read them with greater care. We walk through statement structure, patterns worth noticing, anomalies worth questioning, and how to build a monthly reconciliation habit. Educational in character; no product recommendations are made.
- Four structured sessions
- Covers banks, cards, e-wallets
- Printed monthly-review sheet
- No product recommendations
RM 1,420
Enquire
Household Shelf Engagement
A three-month engagement helping a household build a quiet, orderly archive of its financial records — bank and e-wallet relationships, EPF and PRS positions, insurance policies, property and vehicle documents, outstanding obligations, and a simple annual review routine.
- Three-month structured engagement
- Meetings every three weeks
- Printed household guide
- Annual review routine included
RM 3,700
EnquireWhy Panthalas
A considered approach to financial understanding
One-to-one delivery
Every session is arranged for a single participant or household. There is no group format, no shared classroom — your questions are the ones that matter.
Purely educational
Panthalas does not sell financial products, manage investments, or take referral fees. Our only purpose is to help you read and understand your own financial picture.
Paced for real life
Programmes are spaced to allow practice between sessions. Understanding builds in its own time — we design around that, not around a fixed syllabus pace.
Tangible printed materials
Most programmes close with a printed sheet or guide written in plain English about your own situation — something to keep, return to, and use without a screen.
Penang studio or video
Sessions can be held at our George Town studio or conducted over video for those outside Penang. Both formats follow the same careful, unhurried structure.
Discreet and private
Financial matters are personal. All sessions are held in a private setting. Notes and materials stay with the participant — nothing is shared beyond the working relationship.
Would a session be useful to you?
If any of these programmes sound like something worth exploring, a brief conversation is the natural first step. There is no commitment in an initial enquiry.
Common Questions
Questions about Panthalas
What happens during an initial enquiry?
An initial enquiry is a short conversation — by phone, video, or email — to understand which programme might be the most appropriate fit. There is no cost for this conversation, and no obligation to proceed.
Do I need any prior financial knowledge to attend?
No prior knowledge is assumed. Programmes begin from where you actually are. Many participants come precisely because they want to understand something they have found confusing for some time.
Will Panthalas recommend specific financial products?
No. Panthalas is an educational service. We do not sell, recommend, or receive referral fees for any financial product. Our work is limited to helping you read and understand your own financial records and habits.
How long does each session take?
Sessions are typically ninety minutes to two hours. The Household Shelf Engagement meetings are similar in length, spaced at three-week intervals over three months to allow practice in between.
Can sessions be held outside Penang?
Yes. All three programmes can be delivered over video for participants in other parts of Malaysia. The process and materials are the same; only the setting differs.
How are payments handled?
Fees are confirmed before any work begins. Payment is typically made by bank transfer. For longer engagements, a phased arrangement can be discussed. Full details are provided in writing before you commit.
Is my financial information kept private?
Yes. Financial information shared during sessions is handled with care and is not disclosed to any third party. Our privacy practices are described in our Privacy Policy, and you are welcome to ask about them before starting.
Find Us
Our Penang Studio
Jalan Teluk Bahang, No. 19 Teluk Heritage Court, 11050 George Town, Penang
Contact
Get in touch with Panthalas
Contact Details
Phone
+60 4-881 5342Studio Address
Jalan Teluk Bahang, No. 19
Teluk Heritage Court
11050 George Town, Penang
Working Hours
Monday – Friday: 9:00 am – 6:00 pm
Saturday: 9:00 am – 1:00 pm
Sunday & Public Holidays: Closed